CFPB Change Information
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In November 2013, the Consumer Financial Protection Bureau (CFPB) integrated the Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA) disclosures and regulations. Any transaction involving a mortgage will use new CFPB disclosure forms. The new TRID forms were to be implemented on August 1, 2015. However, on July 21, 2015, after calls from NAR and other industry groups, CFPB officially announced that the effective date of the implementation of the rule was delayed until October 3, 2015.  ARA will have the Contracts effected by these changes available to you in your Form Simplicity Library in mid-October.  These forms will be the 2016 version.

Below are several resources for you to review and share in your offices.

CFPB Changes Educational powerpoint PDF

CFPB Changes Educational presentation

CFPB Slide AREC Statement 1

Top 10 Things REALTORS Should Know

Realtor Basic TRID Overview

REALTOR® Member Benefits

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The Great Moving Adventure

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Smart911

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Save Big with UPS and the ARA

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FREE Prescription Drug Card

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Guaranteed Issue Health Insurance

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Jos A Bank - 20% Off for ARA Members

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ARA REALTOR® Store

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Standard Business Machines

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